/* ============================================================
   01 NEO FINTECH — Trust, Data, Precision
   Royal Blue × Electric Cyan, Manrope/Inter
   ============================================================ */
@import url('https://fonts.googleapis.com/css2?family=Manrope:wght@400;600;700;800&family=Inter:wght@400;500;600;700&family=Noto+Sans+JP:wght@400;500;700&display=swap');

:root{
  --p:#004EEB; --p2:#003CC4; --s:#06B6D4; --s2:#0891B2;
  --dark:#0B1120; --text:#1E293B; --muted:#64748B; --bd:#E2E8F0;
  --bg:#F8FAFC; --w:#fff;
  --shadow-xs:0 1px 2px rgba(0,0,0,.05);
  --shadow-md:0 4px 12px rgba(2,8,23,.06);
  --shadow-lg:0 16px 40px rgba(2,8,23,.10);
  --r:14px;
  --fh:'Manrope','Noto Sans JP',sans-serif;
  --fb:'Inter','Noto Sans JP',sans-serif;
}
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
body{font-family:var(--fb);color:var(--text);background:var(--bg);line-height:1.65;-webkit-font-smoothing:antialiased;overflow-x:hidden}
h1,h2,h3,h4,h5{font-family:var(--fh);color:var(--dark);letter-spacing:-.02em;line-height:1.25}
ul{list-style:none}a{color:inherit;text-decoration:none;transition:.2s}
button{font-family:inherit;cursor:pointer;border:none;background:none}
img{max-width:100%;display:block}
.container{width:100%;max-width:1200px;margin:0 auto;padding:0 20px}
@media(min-width:768px){.container{padding:0 28px}}

.icon{width:1.25em;height:1.25em;display:inline-block;vertical-align:middle;fill:none;stroke:currentColor;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;margin-right:6px}

/* BUTTONS */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:13px 26px;font-size:14px;font-weight:700;border-radius:12px;transition:.25s ease;letter-spacing:.01em}
@media(min-width:768px){.btn{padding:15px 30px;font-size:15px}}
.btn-primary{background:linear-gradient(135deg,var(--p),var(--p2));color:#fff;box-shadow:0 8px 22px rgba(0,78,235,.28)}
.btn-primary:hover{transform:translateY(-2px);box-shadow:0 14px 32px rgba(0,78,235,.4)}
.btn-secondary{background:var(--w);color:var(--p);border:1.5px solid var(--bd)}
.btn-secondary:hover{border-color:var(--p);background:var(--bg)}

/* BADGES */
.badge{display:inline-flex;align-items:center;padding:4px 10px;font-size:11px;font-weight:700;border-radius:6px;text-transform:uppercase;letter-spacing:.05em}
.badge-blue{background:#EFF6FF;color:var(--p)}
.badge-cyan{background:#ECFEFF;color:var(--s2)}
.badge-gray{background:#F1F5F9;color:var(--muted)}

/* HEADER */
.site-header{background:rgba(255,255,255,.85);backdrop-filter:blur(14px);border-bottom:1px solid var(--bd);position:sticky;top:0;z-index:1000}
.header-inner{height:64px;display:flex;align-items:center;justify-content:space-between}
@media(min-width:768px){.header-inner{height:74px}}
.logo{display:flex;align-items:center;gap:10px;font-family:var(--fh);font-size:18px;font-weight:800;color:var(--dark);z-index:1002;position:relative}
.logo-mark{width:34px;height:34px;background:linear-gradient(135deg,var(--p),var(--s));border-radius:9px;display:flex;align-items:center;justify-content:center;color:#fff}
.logo-mark svg,.logo-mark img{width:18px;height:18px}
.logo-full{height:34px;width:auto;display:block}
.icon-img{width:24px;height:24px;vertical-align:middle;margin-right:8px}
.mobile-menu-btn{display:flex;width:40px;height:40px;padding:8px;flex-direction:column;justify-content:center;align-items:center;gap:5px;background:transparent;z-index:1002;position:relative;margin-right:-8px}
.mobile-menu-btn span{width:22px;height:2px;background:var(--dark);border-radius:2px;transition:.3s}
.mobile-menu-btn.active span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.mobile-menu-btn.active span:nth-child(2){opacity:0}
.mobile-menu-btn.active span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}
@media(min-width:1024px){.mobile-menu-btn{display:none}}
.nav-links{position:fixed;top:0;right:-100%;width:100%;height:100vh;background:rgba(255,255,255,.98);backdrop-filter:blur(20px);display:flex;flex-direction:column;align-items:center;justify-content:center;gap:32px;transition:right .4s cubic-bezier(.16,1,.3,1);z-index:1001;padding:24px}
.nav-links.active{right:0}
.nav-link{font-size:20px;font-weight:700;color:var(--dark)}
@media(min-width:1024px){.nav-links{position:static;width:auto;height:auto;background:none;backdrop-filter:none;flex-direction:row;gap:32px;padding:0;align-items:center}.nav-link{font-size:14px;font-weight:600;color:var(--muted)}}
.nav-link:hover{color:var(--p)}

/* HERO */
.hero{position:relative;background:var(--dark);padding:64px 0 88px;overflow:hidden;color:#fff}
.hero::before{content:"";position:absolute;top:-40%;right:-15%;width:75%;height:200%;background:radial-gradient(ellipse at center,rgba(6,182,212,.28),transparent 70%);transform:rotate(-12deg);filter:blur(70px)}
.hero-grid{display:grid;gap:48px;position:relative;z-index:2}
@media(min-width:1024px){.hero{padding:96px 0 120px}.hero-grid{grid-template-columns:1.2fr .8fr;align-items:center}}
.hero-label{display:inline-flex;align-items:center;gap:8px;padding:7px 16px;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.18);border-radius:100px;font-size:12px;font-weight:600;margin-bottom:24px;color:#67E8F9}
.hero-title{font-size:38px;line-height:1.15;font-weight:800;margin-bottom:22px;color:#fff;letter-spacing:-.03em}
@media(min-width:768px){.hero-title{font-size:54px}}
.hero-title span{background:linear-gradient(120deg,#67E8F9,#22D3EE 60%,#67E8F9);background-size:200% auto;-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent;animation:shimmer 6s linear infinite}
@keyframes shimmer{to{background-position:200% center}}
.hero-desc{font-size:16px;color:#94A3B8;line-height:1.85;margin-bottom:32px;max-width:540px}
@media(min-width:768px){.hero-desc{font-size:18px;margin-bottom:40px}}
.hero-stats{display:grid;grid-template-columns:repeat(2,1fr);gap:24px;border-top:1px solid rgba(255,255,255,.1);padding-top:32px}
@media(min-width:768px){.hero-stats{display:flex;gap:48px;grid-template-columns:none}}
.stat-item{display:flex;flex-direction:column;gap:4px}
.stat-val{font-size:26px;font-weight:800;color:#fff;font-family:var(--fh);letter-spacing:-.02em}
@media(min-width:768px){.stat-val{font-size:32px}}
.stat-label{font-size:11px;color:#64748B;text-transform:uppercase;letter-spacing:.08em}

/* QUICK SEARCH CARD */
.search-card{background:#fff;border-radius:22px;padding:28px;box-shadow:0 30px 60px rgba(0,0,0,.25);color:var(--text);border:1px solid rgba(255,255,255,.4)}
@media(min-width:768px){.search-card{padding:34px}}
.search-title{display:flex;align-items:center;gap:12px;font-size:17px;font-weight:800;margin-bottom:20px;border-bottom:2px solid var(--bg);padding-bottom:16px}
.search-form{display:grid;gap:18px}
@media(min-width:768px){.search-form{gap:20px;grid-template-columns:1fr 1fr;align-items:end}.search-form .btn{grid-column:span 2}}
.form-group label{display:block;font-size:13px;font-weight:700;margin-bottom:8px;color:var(--text)}
.form-select{width:100%;padding:13px;border:1.5px solid var(--bd);border-radius:10px;background:var(--bg);font-size:15px;color:var(--text);appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='24' height='24' viewBox='0 0 24 24' fill='none' stroke='%2364748B' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='6 9 12 15 18 9'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 12px center;background-size:16px;transition:.2s}
.form-select:focus{outline:none;border-color:var(--p);background:#fff}

/* RANKING */
.section-ranking{padding:72px 0}
@media(min-width:768px){.section-ranking{padding:96px 0}}
.ranking-header{text-align:center;margin-bottom:48px}
.ranking-title{font-size:30px;font-weight:800;margin-bottom:14px;letter-spacing:-.02em}
@media(min-width:768px){.ranking-title{font-size:38px}}
.ranking-list{display:grid;gap:28px}

.card-ranking{background:#fff;border:1px solid var(--bd);border-radius:22px;box-shadow:var(--shadow-md);display:grid;grid-template-columns:1fr;overflow:hidden;position:relative;transition:.35s ease}
@media(min-width:1024px){.card-ranking{grid-template-columns:280px 1fr 240px}}
.card-ranking:hover{transform:translateY(-6px);box-shadow:var(--shadow-lg);border-color:#CBD5E1}
.card-ranking::before{content:"";position:absolute;top:0;left:0;width:100%;height:4px;background:linear-gradient(90deg,var(--p),var(--s))}
.rank-badge{position:absolute;top:18px;left:0;background:var(--p);color:#fff;font-weight:800;padding:6px 14px;font-size:13px;border-radius:0 8px 8px 0;box-shadow:2px 4px 12px rgba(0,0,0,.18);z-index:10;letter-spacing:.04em}
.rank-1 .rank-badge{background:linear-gradient(135deg,#F59E0B,#D97706)}
.rank-2 .rank-badge{background:linear-gradient(135deg,#94A3B8,#64748B)}
.rank-3 .rank-badge{background:linear-gradient(135deg,#B45309,#78350F)}

.card-col-brand{padding:36px 24px;background:linear-gradient(180deg,#fff,#F8FAFC);display:flex;flex-direction:column;align-items:center;justify-content:center;border-bottom:1px solid var(--bd);text-align:center}
@media(min-width:1024px){.card-col-brand{padding:40px 32px;border-bottom:none;border-right:1px solid var(--bd)}}
.brand-logo{width:64px;height:64px;border-radius:14px;margin-bottom:14px;box-shadow:var(--shadow-md)}
@media(min-width:768px){.brand-logo{width:84px;height:84px;border-radius:18px}}
.brand-logo-img{width:64px;height:64px;object-fit:contain;border-radius:14px;margin-bottom:14px;background:#fff;box-shadow:0 6px 14px rgba(0,0,0,.06);padding:8px}
@media(min-width:768px){.brand-logo-img{width:84px;height:84px;border-radius:18px}}
.brand-name{font-size:18px;font-weight:800;letter-spacing:-.01em}
.card-col-details{padding:26px}
@media(min-width:768px){.card-col-details{padding:32px}}
.rate-group{display:flex;flex-direction:column;align-items:flex-start;gap:8px;margin-bottom:20px}
@media(min-width:768px){.rate-group{flex-direction:row;align-items:baseline;gap:14px}}
.rate-label{font-size:11px;font-weight:700;color:var(--muted);background:#F1F5F9;padding:4px 9px;border-radius:5px;text-transform:uppercase;letter-spacing:.05em}
.rate-value{font-family:var(--fh);font-size:30px;font-weight:800;color:var(--p);letter-spacing:-.03em}
@media(min-width:768px){.rate-value{font-size:34px}}
.badge-group{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:18px}
.feature-list li{position:relative;padding-left:26px;margin-bottom:10px;font-size:14px;color:var(--text)}
.feature-list li .icon{position:absolute;left:0;top:2px;width:18px;height:18px;color:var(--s2);margin:0}
.card-col-action{padding:26px;background:#F8FAFC;display:flex;flex-direction:column;justify-content:center;gap:14px;border-top:1px solid var(--bd)}
@media(min-width:1024px){.card-col-action{padding:32px;border-top:none;border-left:1px solid var(--bd)}}
.review-stars{display:flex;justify-content:center;align-items:center;gap:3px;color:#F59E0B;margin-bottom:6px}
.review-stars .icon{width:16px;height:16px;fill:currentColor;margin:0}

/* BREADCRUMB */
.breadcrumb{padding:18px 0;font-size:12px;color:var(--muted);overflow-x:auto;white-space:nowrap;display:flex;align-items:center}
@media(min-width:768px){.breadcrumb{font-size:13px}}
.breadcrumb a{color:var(--p)}
.breadcrumb a:hover{text-decoration:underline}
.breadcrumb .icon{width:12px;height:12px;margin:0 8px;color:var(--muted)}

/* ARTICLE HERO */
.article-hero{background:linear-gradient(135deg,var(--dark) 0%,#1E293B 100%);padding:48px 0;color:#fff;position:relative;overflow:hidden}
@media(min-width:768px){.article-hero{padding:72px 0}}
.article-hero::before{content:"";position:absolute;top:-50%;right:-15%;width:55%;height:200%;background:radial-gradient(ellipse at center,rgba(6,182,212,.18),transparent 70%);filter:blur(50px)}
.article-hero-inner{display:grid;gap:24px;align-items:center;position:relative;z-index:2}
@media(min-width:768px){.article-hero-inner{gap:40px;grid-template-columns:auto 1fr}}
.article-hero-logo{width:80px;height:80px;background:#fff;border-radius:18px;padding:14px;box-shadow:0 14px 36px rgba(0,0,0,.32);margin:0 auto;display:flex;align-items:center;justify-content:center}
@media(min-width:768px){.article-hero-logo{width:120px;height:120px;border-radius:22px;padding:16px;margin:0}}
.article-hero-logo img{width:100%;height:100%;object-fit:contain}
.article-hero-content{text-align:center}
@media(min-width:768px){.article-hero-content{text-align:left}}
.article-hero-content h1{font-size:30px;color:#fff;margin-bottom:8px;letter-spacing:-.02em}
@media(min-width:768px){.article-hero-content h1{font-size:40px}}
.article-hero-content .subtitle{font-size:14px;color:#67E8F9;margin-bottom:14px}
@media(min-width:768px){.article-hero-content .subtitle{font-size:16px}}
.article-hero-badges{display:flex;flex-wrap:wrap;gap:8px;justify-content:center}
@media(min-width:768px){.article-hero-badges{justify-content:flex-start}}

/* QUICK INFO */
.quick-info{background:#fff;border-radius:18px;box-shadow:var(--shadow-lg);margin-top:-22px;position:relative;z-index:10}
@media(min-width:768px){.quick-info{margin-top:-44px}}
.quick-info-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:1px;background:var(--bd);border-radius:18px;overflow:hidden}
@media(min-width:768px){.quick-info-grid{grid-template-columns:repeat(4,1fr)}}
.quick-info-item{background:#fff;padding:18px;text-align:center}
@media(min-width:768px){.quick-info-item{padding:26px}}
.quick-info-label{font-size:11px;color:var(--muted);font-weight:700;text-transform:uppercase;margin-bottom:6px;letter-spacing:.05em}
.quick-info-value{font-size:22px;font-weight:800;color:var(--p);font-family:var(--fh);letter-spacing:-.02em}
@media(min-width:768px){.quick-info-value{font-size:26px}}
.quick-info-value.small{font-size:16px}
@media(min-width:768px){.quick-info-value.small{font-size:18px}}

/* ARTICLE CONTENT */
.article-content{padding:48px 0}
@media(min-width:768px){.article-content{padding:72px 0}}
.article-grid{display:grid;gap:32px}
@media(min-width:1024px){.article-grid{gap:44px;grid-template-columns:1fr 320px}}
.article-main{min-width:0}
.content-section{background:#fff;border-radius:18px;padding:26px;margin-bottom:26px;box-shadow:var(--shadow-xs);border:1px solid var(--bd)}
@media(min-width:768px){.content-section{padding:36px;margin-bottom:32px}}
.section-title{font-size:21px;font-weight:800;margin-bottom:22px;padding-bottom:14px;border-bottom:2px solid var(--bg);display:flex;align-items:center;gap:12px;letter-spacing:-.01em}
@media(min-width:768px){.section-title{font-size:24px}}
.section-title-icon{width:34px;height:34px;background:linear-gradient(135deg,var(--p),var(--s));border-radius:9px;display:flex;align-items:center;justify-content:center;color:#fff;flex-shrink:0}
.section-title-icon .icon{width:20px;height:20px;margin:0;stroke-width:2.5}

/* POINT CARDS */
.point-cards{display:grid;gap:24px}
@media(min-width:768px){.point-cards{grid-template-columns:repeat(3,1fr)}}
.point-card{background:var(--bg);border-radius:14px;padding:28px 22px;text-align:center;border:1px solid var(--bd);transition:.3s;position:relative;margin-top:22px}
.point-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-md)}
.point-number{width:44px;height:44px;background:linear-gradient(135deg,var(--p),var(--s));border-radius:50%;display:flex;align-items:center;justify-content:center;color:#fff;font-weight:800;position:absolute;top:-22px;left:50%;transform:translateX(-50%);box-shadow:0 6px 14px rgba(0,78,235,.3);font-family:var(--fh)}
.point-card h4{font-size:16px;margin:14px 0 12px;color:var(--dark)}
.point-card p{font-size:14px;color:var(--muted);line-height:1.75}

/* STEP FLOW */
.step-flow{display:grid;gap:28px}
.step-item{display:grid;grid-template-columns:50px 1fr;gap:18px;align-items:flex-start}
@media(min-width:768px){.step-item{grid-template-columns:64px 1fr;gap:22px}}
.step-number{width:50px;height:50px;background:linear-gradient(135deg,var(--p),var(--s));border-radius:50%;display:flex;align-items:center;justify-content:center;color:#fff;font-weight:800;font-size:18px;position:relative;font-family:var(--fh);box-shadow:0 6px 14px rgba(0,78,235,.25)}
@media(min-width:768px){.step-number{width:64px;height:64px;font-size:22px}}
.step-item:not(:last-child) .step-number::after{content:"";position:absolute;top:100%;left:50%;width:2px;height:42px;background:var(--bd);transform:translateX(-50%)}
.step-content h4{font-size:16px;margin-bottom:8px;color:var(--dark)}
@media(min-width:768px){.step-content h4{font-size:18px}}
.step-content p{font-size:14px;color:var(--muted);line-height:1.75}
.step-time{display:inline-flex;align-items:center;gap:4px;background:#ECFEFF;color:var(--s2);padding:5px 12px;border-radius:100px;font-size:12px;font-weight:600;margin-top:8px}

/* TABLES */
.table-scroll-wrapper{overflow-x:auto;-webkit-overflow-scrolling:touch;width:100%;margin-bottom:18px;border-radius:10px;border:1px solid var(--bd)}
.info-table,.comparison-table{width:100%;border-collapse:collapse;min-width:500px}
.info-table th,.info-table td,.comparison-table th,.comparison-table td{padding:13px 16px;text-align:left;border-bottom:1px solid var(--bd);font-size:14px}
.info-table th{background:var(--bg);font-weight:700;color:var(--muted);width:140px}
.comparison-table th{background:var(--dark);color:#fff;font-weight:700;text-align:center;letter-spacing:.02em}
.comparison-table td{text-align:center}
.comparison-table tr:nth-child(even){background:var(--bg)}
.comparison-table .highlight{background:#EFF6FF;font-weight:700;color:var(--p)}

/* CAUTION */
.caution-box{background:#FEF3C7;border:1px solid #F59E0B;border-radius:14px;padding:22px 26px;margin-top:24px}
.caution-box h5{color:#B45309;font-size:14px;margin-bottom:12px;display:flex;align-items:center;gap:8px}
.caution-box ul{padding:0}
.caution-box li{font-size:14px;color:#92400E;margin-bottom:8px;line-height:1.7;display:flex;gap:8px}
.caution-box li::before{content:"•";color:#B45309}

/* MERIT/DEMERIT */
.merit-list,.demerit-list{display:grid;gap:12px}
.merit-item,.demerit-item{display:flex;align-items:flex-start;gap:14px;padding:18px;border-radius:12px}
.merit-item{background:#F0FDF4;border:1px solid #86EFAC}
.demerit-item{background:#FEF2F2;border:1px solid #FCA5A5}
.merit-icon,.demerit-icon{width:26px;height:26px;border-radius:50%;display:flex;align-items:center;justify-content:center;flex-shrink:0}
.merit-icon{background:#22C55E;color:#fff}
.demerit-icon{background:#EF4444;color:#fff}
.merit-icon .icon,.demerit-icon .icon{margin:0;width:14px;height:14px;stroke-width:3}
.merit-text,.demerit-text{font-size:14px;line-height:1.7}

/* FAQ */
.faq-list{display:grid;gap:16px}
.faq-item{border:1px solid var(--bd);border-radius:14px;overflow:hidden}
.faq-question{background:var(--bg);padding:18px;font-weight:700;display:flex;align-items:flex-start;gap:12px}
@media(min-width:768px){.faq-question{padding:22px 26px;align-items:center}}
.faq-q-mark{width:30px;height:30px;background:var(--p);color:#fff;border-radius:7px;display:flex;align-items:center;justify-content:center;font-weight:800;font-size:14px;flex-shrink:0;font-family:var(--fh)}
.faq-answer{padding:18px;font-size:14px;line-height:1.85;color:var(--text);display:flex;gap:12px}
@media(min-width:768px){.faq-answer{padding:22px 26px}}
.faq-a-mark{width:30px;height:30px;background:var(--s);color:#fff;border-radius:7px;display:flex;align-items:center;justify-content:center;font-weight:800;font-size:14px;flex-shrink:0;font-family:var(--fh)}

/* SIDEBAR */
.article-sidebar{display:none}
@media(min-width:1024px){.article-sidebar{display:block}}
.sidebar-card{background:#fff;border-radius:18px;padding:26px;margin-bottom:26px;box-shadow:var(--shadow-xs);border:1px solid var(--bd);position:sticky;top:104px}
.sidebar-title{font-size:16px;font-weight:800;margin-bottom:20px;padding-bottom:12px;border-bottom:2px solid var(--bg)}
.sidebar-cta{text-align:center}
.sidebar-cta .brand-logo-img{width:80px;height:80px;margin:0 auto 16px}
.sidebar-cta .rate{font-size:30px;font-weight:800;color:var(--p);margin-bottom:4px;font-family:var(--fh)}
.sidebar-cta .rate-label{font-size:12px;color:var(--muted);margin-bottom:20px}

/* CONTENT IMAGE */
.content-image{margin:24px 0;border-radius:14px;overflow:hidden;border:1px solid var(--bd)}
.content-image img{width:100%;height:auto}
.content-image figcaption{padding:14px 18px;background:var(--bg);font-size:13px;color:var(--muted);text-align:center}

/* BOTTOM CTA */
.bottom-cta{background:linear-gradient(135deg,var(--p) 0%,#0066FF 100%);border-radius:22px;padding:36px 26px;text-align:center;color:#fff;margin-top:42px;position:relative;overflow:hidden}
.bottom-cta::before{content:"";position:absolute;inset:0;background:radial-gradient(ellipse at top right,rgba(103,232,249,.4),transparent 60%);opacity:.6}
@media(min-width:768px){.bottom-cta{padding:54px}}
.bottom-cta h3{font-size:26px;color:#fff;margin-bottom:14px;position:relative}
@media(min-width:768px){.bottom-cta h3{font-size:30px}}
.bottom-cta p{font-size:14px;opacity:.92;margin-bottom:26px;position:relative}
@media(min-width:768px){.bottom-cta p{font-size:16px}}
.bottom-cta .btn{background:#fff;color:var(--p);padding:18px 44px;font-size:16px;width:100%;position:relative;box-shadow:0 12px 28px rgba(0,0,0,.18)}
@media(min-width:768px){.bottom-cta .btn{width:auto}}
.bottom-cta .btn:hover{transform:translateY(-3px);box-shadow:0 18px 38px rgba(0,0,0,.25)}

/* DETAIL */
.layout-grid{display:grid;gap:32px;padding-top:8px;padding-bottom:64px}
@media(min-width:1024px){.layout-grid{grid-template-columns:1fr 300px;gap:42px;padding-bottom:88px}}
.main-content{min-width:0}
.card{background:#fff;border-radius:22px;border:1px solid var(--bd);box-shadow:var(--shadow-md)}
.detail-hero{padding:26px;margin-bottom:26px;position:relative;overflow:hidden}
.detail-hero::before{content:"";position:absolute;top:0;left:0;width:100%;height:4px;background:linear-gradient(90deg,var(--p),var(--s))}
@media(min-width:768px){.detail-hero{padding:36px;margin-bottom:32px}}
.detail-header{display:flex;align-items:center;gap:18px;margin-bottom:26px}
@media(min-width:768px){.detail-header{gap:26px;margin-bottom:30px}}
.brand-logo-lg{width:64px;height:64px;object-fit:contain;border-radius:16px;flex-shrink:0;background:#fff;box-shadow:var(--shadow-md);padding:10px}
@media(min-width:768px){.brand-logo-lg{width:84px;height:84px;border-radius:18px}}
.page-title{font-size:24px;font-weight:800;margin-bottom:8px;letter-spacing:-.02em}
@media(min-width:768px){.page-title{font-size:28px}}
.detail-grid-top{display:grid;grid-template-columns:1fr 1fr;gap:18px;background:var(--bg);border-radius:16px;padding:22px;border:1px solid var(--bd)}
@media(min-width:768px){.detail-grid-top{padding:28px}}
.rate-large .label,.limit-large .label{display:block;font-size:11px;font-weight:700;color:var(--muted);text-transform:uppercase;letter-spacing:.06em;margin-bottom:6px}
.rate-large .value,.limit-large .value{font-family:var(--fh);font-size:24px;font-weight:800;color:var(--p);letter-spacing:-.02em}
@media(min-width:768px){.rate-large .value,.limit-large .value{font-size:30px}}
.spec-table{border-radius:14px;overflow:hidden;border:1px solid var(--bd)}
.spec-row{display:grid;grid-template-columns:120px 1fr;border-bottom:1px solid var(--bd)}
.spec-row:last-child{border-bottom:none}
@media(min-width:768px){.spec-row{grid-template-columns:170px 1fr}}
.spec-label{padding:14px 16px;font-size:13px;font-weight:700;color:var(--muted);background:var(--bg);display:flex;align-items:center}
@media(min-width:768px){.spec-label{padding:16px 22px;font-size:14px}}
.spec-value{padding:14px 16px;font-size:14px;color:var(--text);font-weight:500;display:flex;align-items:center}
@media(min-width:768px){.spec-value{padding:16px 22px;font-size:15px}}

/* FOOTER */
.site-footer{background:var(--dark);color:#94A3B8;padding:48px 0 28px;margin-top:64px}
@media(min-width:768px){.site-footer{padding:64px 0 36px;margin-top:88px}}
.footer-grid{display:grid;gap:40px}
@media(min-width:768px){.footer-grid{grid-template-columns:1fr 1fr 1fr}}
.footer-col{text-align:center}
@media(min-width:768px){.footer-col{text-align:left}}
.footer-col .logo{justify-content:center}
@media(min-width:768px){.footer-col .logo{justify-content:flex-start}}

/* UTIL */
.full-width{width:100%}.mb-0{margin-bottom:0}
.back-link{display:inline-flex;align-items:center;gap:8px;color:var(--p);font-weight:600;font-size:14px;margin-bottom:24px}
.back-link:hover{text-decoration:underline}

/* KNOWLEDGE */
.knowledge-section{padding:64px 0 88px;border-top:1px solid var(--bd)}
@media(min-width:768px){.knowledge-section{padding:88px 0 110px}}
.knowledge-header{text-align:center;margin-bottom:36px}
.knowledge-title{font-size:30px;font-weight:800;margin-bottom:14px;letter-spacing:-.02em}
@media(min-width:768px){.knowledge-title{font-size:38px}}
.knowledge-filters{display:flex;flex-wrap:wrap;justify-content:center;gap:10px;margin-bottom:42px}
.knowledge-filter-btn{padding:9px 20px;border-radius:100px;font-size:13px;font-weight:600;border:1px solid var(--bd);background:#fff;color:var(--muted);cursor:pointer;transition:.2s;font-family:var(--fb)}
.knowledge-filter-btn.active,.knowledge-filter-btn:hover{background:var(--p);color:#fff;border-color:var(--p)}
.knowledge-grid{display:grid;grid-template-columns:1fr;gap:26px}
@media(min-width:640px){.knowledge-grid{grid-template-columns:repeat(2,1fr)}}
@media(min-width:1024px){.knowledge-grid{grid-template-columns:repeat(3,1fr)}}
.knowledge-card{background:#fff;border-radius:18px;overflow:hidden;border:1px solid var(--bd);box-shadow:var(--shadow-xs);transition:.35s;display:block}
.knowledge-card:hover{transform:translateY(-6px);box-shadow:var(--shadow-lg);border-color:#CBD5E1}
.knowledge-card-thumb{height:180px;position:relative;overflow:hidden}
.knowledge-card-thumb img{width:100%;height:100%;object-fit:cover;transition:transform .5s ease}
.knowledge-card:hover .knowledge-card-thumb img{transform:scale(1.08)}
.knowledge-card-body{padding:22px}
.knowledge-card-cat{display:inline-block;font-size:11px;font-weight:700;padding:4px 11px;border-radius:5px;margin-bottom:12px;background:#EFF6FF;color:var(--p);letter-spacing:.04em}
.knowledge-card h3{font-size:15px;font-weight:700;line-height:1.55;margin-bottom:8px;color:var(--dark);display:-webkit-box;-webkit-line-clamp:2;-webkit-box-orient:vertical;overflow:hidden}
.knowledge-card-excerpt{font-size:13px;color:var(--muted);line-height:1.7;display:-webkit-box;-webkit-line-clamp:2;-webkit-box-orient:vertical;overflow:hidden;margin-bottom:14px}
.knowledge-card-meta{font-size:12px;color:var(--muted);display:flex;align-items:center;gap:6px}
.knowledge-card-meta svg{width:14px;height:14px}
.knowledge-more{text-align:center;margin-top:48px}
.knowledge-more-btn{display:inline-flex;align-items:center;gap:8px;padding:15px 40px;border-radius:100px;background:#fff;color:var(--p);border:2px solid var(--p);font-weight:700;font-size:15px;cursor:pointer;transition:.25s;font-family:var(--fb)}
.knowledge-more-btn:hover{background:var(--p);color:#fff}

/* PROGRESS BAR + SCROLL TOP */
.reading-progress{position:fixed;top:0;left:0;width:100%;height:3px;z-index:1100;background:transparent;pointer-events:none}
.reading-progress-bar{height:100%;width:0%;background:linear-gradient(90deg,var(--p),var(--s));border-radius:0 2px 2px 0;transition:width .15s ease-out;box-shadow:0 0 10px rgba(0,78,235,.4)}

/* AP-* (article page) */
.ap-hero{position:relative;padding:64px 20px;overflow:hidden;display:flex;align-items:center;justify-content:center;min-height:280px;background-size:cover;background-position:center}
@media(min-width:768px){.ap-hero{padding:88px 20px;min-height:340px}}
.ap-hero-overlay{position:absolute;inset:0;z-index:1}
.ap-hero-inner{position:relative;z-index:2;text-align:center;max-width:720px;margin:0 auto}
.ap-hero-cat{display:inline-block;padding:5px 16px;border-radius:100px;font-size:12px;font-weight:700;background:rgba(255,255,255,.22);color:#fff;margin-bottom:18px;backdrop-filter:blur(6px)}
.ap-hero h1{font-size:28px;font-weight:800;color:#fff;line-height:1.45;margin-bottom:16px;letter-spacing:-.02em}
@media(min-width:768px){.ap-hero h1{font-size:38px;line-height:1.35}}
.ap-hero-meta{display:flex;align-items:center;justify-content:center;gap:18px;font-size:13px;color:rgba(255,255,255,.78)}
.ap-hero-meta svg{width:14px;height:14px;display:inline-block;vertical-align:-2px;margin-right:4px;stroke:currentColor;fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round}
.ap-body{max-width:800px;margin:0 auto;padding:44px 20px 64px}
@media(min-width:768px){.ap-body{padding:54px 20px 90px}}
.ap-body h2{font-size:22px;font-weight:800;margin:48px 0 18px;padding-bottom:12px;border-bottom:2px solid var(--bd);color:var(--dark);letter-spacing:-.01em}
@media(min-width:768px){.ap-body h2{font-size:24px}}
.ap-body h3{font-size:18px;font-weight:700;margin:30px 0 12px;color:var(--dark)}
.ap-body p{font-size:15px;line-height:1.95;color:var(--text);margin-bottom:22px}
.ap-body ul,.ap-body ol{margin:18px 0 22px 26px;list-style:disc}
.ap-body ol{list-style:decimal}
.ap-body li{font-size:15px;line-height:1.85;color:var(--text);margin-bottom:8px}
.ap-body strong{color:var(--dark);font-weight:700}
.ap-toc{background:var(--bg);border:1px solid var(--bd);border-radius:16px;padding:26px;margin-bottom:42px}
.ap-toc-title{font-size:14px;font-weight:800;margin-bottom:14px;color:var(--dark);display:flex;align-items:center;gap:8px}
.ap-toc-title svg{width:16px;height:16px;stroke:var(--p);fill:none;stroke-width:2}
.ap-toc ol{margin:0;padding-left:22px;list-style:decimal}
.ap-toc li{font-size:14px;margin-bottom:6px;color:var(--p);line-height:1.7}
.a-visual{border-radius:16px;margin:30px 0;position:relative;overflow:hidden;height:0;padding-bottom:45%}
.a-visual img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;border-radius:16px}
.a-box{border-radius:14px;padding:22px 26px;margin:26px 0}
.a-box-title{font-size:14px;font-weight:700;margin-bottom:8px;display:flex;align-items:center;gap:8px}
.a-box-title svg{width:18px;height:18px;flex-shrink:0}
.a-box p{font-size:14px;line-height:1.85;margin:0}
.a-box ul{margin:8px 0 0 22px;list-style:disc}
.a-box li{font-size:14px;line-height:1.75;margin-bottom:4px}
.a-box.info{background:#EFF6FF;border:1px solid #BFDBFE}
.a-box.info .a-box-title{color:var(--p)}
.a-box.info .a-box-title svg{stroke:var(--p);fill:none;stroke-width:2}
.a-box.warn{background:#FFFBEB;border:1px solid #FDE68A}
.a-box.warn .a-box-title{color:#B45309}
.a-box.warn .a-box-title svg{stroke:#D97706;fill:none;stroke-width:2}
.a-box.success{background:#ECFDF5;border:1px solid #A7F3D0}
.a-box.success .a-box-title{color:#059669}
.a-box.success .a-box-title svg{stroke:#10B981;fill:none;stroke-width:2}
.ap-summary{background:linear-gradient(135deg,var(--dark),#1E293B);border-radius:18px;padding:30px;margin-top:46px;color:#fff;position:relative;overflow:hidden}
.ap-summary::before{content:"";position:absolute;inset:0;background:radial-gradient(ellipse at top right,rgba(6,182,212,.18),transparent 60%);opacity:.7}
@media(min-width:768px){.ap-summary{padding:36px}}
.ap-summary h3{color:#67E8F9;margin:0 0 16px;font-size:17px;position:relative}
.ap-summary ul{margin:0;padding-left:22px;list-style:disc;position:relative}
.ap-summary li{color:#CBD5E1;font-size:14px;margin-bottom:6px;line-height:1.75}
.ap-related{max-width:800px;margin:0 auto;padding:0 20px 88px}
.ap-related h2{font-size:22px;font-weight:800;margin-bottom:22px;color:var(--dark);letter-spacing:-.01em}
.ap-related-grid{display:grid;grid-template-columns:1fr;gap:18px}
@media(min-width:640px){.ap-related-grid{grid-template-columns:repeat(3,1fr)}}

/* SCROLL TOP */
.scroll-top-btn{position:fixed;bottom:32px;right:32px;width:54px;height:54px;border-radius:16px;background:linear-gradient(135deg,var(--p),var(--s));color:#fff;border:none;cursor:pointer;display:flex;align-items:center;justify-content:center;box-shadow:0 8px 22px rgba(0,78,235,.4);opacity:0;visibility:hidden;transform:translateY(20px) scale(.9);transition:.4s cubic-bezier(.16,1,.3,1);z-index:999}
.scroll-top-btn.visible{opacity:1;visibility:visible;transform:translateY(0) scale(1)}
.scroll-top-btn:hover{transform:translateY(-4px) scale(1.06);box-shadow:0 14px 32px rgba(0,78,235,.5)}
.scroll-top-btn:active{transform:translateY(-1px) scale(.98);transition-duration:.1s}
.scroll-top-btn svg{width:22px;height:22px;stroke:#fff;stroke-width:2.5;fill:none;stroke-linecap:round;stroke-linejoin:round}
@media(max-width:767px){.scroll-top-btn{bottom:24px;right:20px;width:48px;height:48px;border-radius:14px}.scroll-top-btn svg{width:20px;height:20px}}
.hero-grid{grid-template-columns:1fr !important}